At fcbfl.com, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data when you visit our website. By accessing or using fcbfl.com, you consent to the practices described in this policy. We are dedicated to complying with applicable data protection laws, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).
Information We Collect
We collect various types of information to provide and improve our services. The information we collect can be categorized as follows:
- Personal Information: This includes information that can directly identify you, such as your name, email address, and any other information you voluntarily submit through contact forms or when subscribing to our newsletter.
- Log Files: Like many websites, fcbfl.com utilizes log files. These files automatically record information about your visit, including your IP address, browser type, referring/exit pages, date/time stamp, and the number of clicks. This information is used to analyze trends, administer the site, track user movement, and gather broad demographic information. IP addresses and other log data are not linked to personally identifiable information.
- Cookies: Cookies are small text files that are stored on your computer or device when you visit a website. We use cookies to enhance your browsing experience, personalize content, and analyze website traffic. Cookies may be session cookies (which expire when you close your browser) or persistent cookies (which remain on your device for a longer period). You can control the use of cookies through your browser settings, but disabling cookies may limit your ability to access certain features of our website.
- First-party cookies: These are cookies set by fcbfl.com directly. We use these to remember your preferences and track your activity on our site.
- Third-party cookies: These are cookies set by a domain other than fcbfl.com. We use these for advertising and analytics purposes.
- Web Beacons: Web beacons (also known as clear GIFs or pixel tags) are small electronic images embedded in web pages or emails. We may use web beacons to track user activity on our website and to monitor the effectiveness of our email campaigns.
DoubleClick DART Cookie
Google, as a third-party vendor, uses cookies to serve ads on fcbfl.com. Google’s use of the DART cookie enables it to serve ads to our users based on their visit to fcbfl.com and other sites on the Internet.
Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at the following URL – https://policies.google.com/technologies/ads.
Amazon Associates Program
fcbfl.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
As part of this program, fcbfl.com may include affiliate links to Amazon products. When you click on these links and make a purchase, we may earn a commission. Amazon uses cookies to track your activity and attribute sales to our website. Please refer to Amazon’s privacy policy for more information about their data collection practices.
Advertising Partners Privacy Policies
fcbfl.com may use third-party advertising networks to display advertisements on our website. These advertising networks may use cookies, web beacons, and other technologies to collect information about your browsing activities in order to provide you with targeted advertisements.
We do not have control over the privacy policies of these advertising partners. We encourage you to review the privacy policies of each advertising network you interact with. Some of our advertising partners may include:
- Google AdSense
- Other ad networks (list other relevant ad networks here)
Third Party Privacy Policies
fcbfl.com’s Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.
You can choose to disable cookies through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers’ respective websites.
CCPA Privacy Rights (Do Not Sell My Personal Information)
Under the California Consumer Privacy Act (CCPA), California residents have specific rights regarding their personal information. These rights include:
- The right to know: You have the right to request information about the categories and specific pieces of personal information we have collected about you, the sources of the information, the purposes for collecting it, and the categories of third parties with whom we share it.
- The right to delete: You have the right to request that we delete your personal information, subject to certain exceptions.
- The right to opt-out of sale: You have the right to opt-out of the sale of your personal information. fcbfl.com does not sell your personal information. However, we want to make it clear that you can always contact us if you have any concerns about data sharing.
- The right to non-discrimination: You have the right to not be discriminated against for exercising your CCPA rights.
If you are a California resident and wish to exercise any of these rights, please contact us using the contact information provided below.
GDPR Data Protection Rights
If you are a resident of the European Economic Area (EEA), you have certain data protection rights under the General Data Protection Regulation (GDPR). These rights include:
- The right to access: You have the right to request access to your personal data and receive a copy of it.
- The right to rectification: You have the right to request that we correct any inaccurate or incomplete personal data.
- The right to erasure: You have the right to request that we delete your personal data, subject to certain exceptions.
- The right to restrict processing: You have the right to request that we restrict the processing of your personal data.
- The right to data portability: You have the right to receive your personal data in a structured, commonly used, and machine-readable format and to transmit that data to another controller.
- The right to object: You have the right to object to the processing of your personal data, including processing for direct marketing purposes.
- The right to withdraw consent: If we are processing your personal data based on your consent, you have the right to withdraw your consent at any time.
If you are an EEA resident and wish to exercise any of these rights, please contact us using the contact information provided below.
Children’s Information
Protecting the privacy of children is especially important. fcbfl.com does not knowingly collect any personal information from children under the age of 13. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us immediately, and we will take steps to remove that information from our systems.
We encourage parents and guardians to monitor their children’s online activity and to help enforce our Privacy Policy by instructing their children never to provide personal information on our website without their permission.
Contact Information: If you have any questions or concerns about this Privacy Policy or our data processing practices, please contact us at [Insert Contact Email Address].